Zurich American Insurance Company

Arthur K. Bushnell
Zurich American Insurance Company.
Tel: (516)740-8834

I am Arthur Bushnell by name. I work with the Zurich American Insurance. I am confidently writing you this letter; requesting your partnership in the below detailed business transaction. The Management of this Company in a recent meeting, observed the dormancy of the benefits of Late Miss Claudette Lemar who had an Insurance Policy worth US$13.7 (Thirteen Million, Seven Hundred Thousand US Dollars) with this Zurich Insurance. Late Claudette Lemar was a woman who aged 53years and lived/ spent her entire life time in the States, Oregon to be specific as a single woman. She was a Realtor and a member of the Oregon Realtors Association (ORA) and became deceased on March 22nd 2007.

For the fact that the deceased person did not leave a will — intestate estate — also, the court did not appoint an administrator of the estate by way of letters of administration, hence, I want you to stand as the legal representative or even the survivor for the benefits. Death certificate or written autopsy report issued by the public prosecutors notarized by the authority of Mainland China and authenticated by the Straits Exchange Foundation been the fact that the deceased was a Chinese. Labor Insurance Survivor Benefits Application Form and Receipt shall be forwarded to you for you to fill properly and send to the Payment/ Benefit Issuing Department of the company as soon as you declare your willingness to front as the legal representative or the survivor for the benefits. For the fact that the deceased Client was receiving benefits before death, all you now need do, is to forward an Application of "Request for payment of benefit on behalf of a deceased person" to the concerned authorities of which I will be here to back things up in your favor.

All that is required to make this venture work-out successfully in our favor include: Death certificate of the deceased client which I provide you, A Record of Employment (ROE) from each job held over the last 52 weeks; Personal identification such as your driver's license, birth certificate or passport since you are applying in person; Your complete bank information, as shown on your check or bank statement — or a voided personalized blank check from your current account. This will ensure that the payment of benefits will be made directly to your bank account with Direct Deposit; Details regarding your most recent employment: Your total salary before deductions including tips and commissions, your salary before deductions for your last week of work, from Sunday to your last day worked, gross amounts received or to be received: vacation pay, severance pay, pension, pay in lieu of notice or lay off and other monies. As soon as this necessary information are gathered and filled properly into the Insurance Survivor Benefits Application Form and Receipt and sent to the concerned Remittance Department, the payment of the outstanding premium benefits shall be effected in your favor within three working days of forwarding the application. Bearing in mind that this is a deal between you and I and you are entitled to 40% of the total premium in the sum of US $13.7M.

There is urgent need to run this project quickly because this benefits have been declared payable for the past eight months and any claim for death benefits payment of family members shall be extinguished if not filed within two years from the day on which the benefits become payable. I await to receive your good response with a declaration of fact to assist me in this mission so that I can provide you with more information concerning this transaction.

Kind Regards

Arthur K. Bushnell
Zurich American Insurance Company